Services

AREAS OF EXPERTISE

Insurance Company operational reviews
Respond to issues concerning insurance companies and insurance agents
Expert trial testimony Federal or State court:
Having worked in all operation areas of the insurance industry I am able to testify to the generally observed and accepted industry practices.

Company procedure:
    1. Insurance customs and practices
    2. Company policies
    3. Management involvement
    4. Proper staffing
    5. Coverage denials
    6. Suit handling
    7. Agency and Insurance company
        relationships
Case evaluation:
    1. Case handling
    2. Case investigation
    3. Reserve policies
    4. Workers Compensation
    5. Liability personal or commercial
    6. Commercial and personal property losses
    7. Authority levels
    8. Industry ethics and norms
    9. Industry excepted standard
Loss and Expense payment:
   1. How cases should be evaluated for settlement
   2. Attorney bills
   3. Timeliness of payments
   4. Philosophy of payments
   5. Staffing and backlogs of payments
   6. Medical payment knowledge
   7. Proper case investigation
Training:
   1. Proper staff training
   2. Training philosophy
   3. Skill level of trainers
   4. Proper investigative techniques

Experienced trial testimony on issues of  Good or Bad Faith

Licensed
Massachusetts
Public Adjuster

Instructor  at
Massachusetts
Insurance
Library

Licensed Massachusetts property casualty insurance agent

Phone: 508-758-3274               
   Fax:     508-536-6808
  E-mail pamoruso@insuranceoperations.com
        www.swiftbrookassociates.com